Dodd-Frank Wall Street Reform and Consumer Protection Act

Answer: badly. The Federal Reserve’s new rule on regulatory capital requirements for banks will be announced in the next couple of days.  It probably will mean less money for commercial real estate. The scope of this new rule will help the banks (by requiring them to hold more in reserve) but it could hurt the

One of the key (and looming) changes in the financial services sector centers on appraisals.  From new requirements in the Dodd-Frank Act, to the new Uniform Mortgage Data Program and the Federal Reserve’s amendment of the consumer truth-in-lending law, appraisals are in the cross-hairs.

The American Bankers Association has a nice piece on five

For the second year in a row, I tabulated the most popular postings from 2010 here at ToughTimesForLenders (TT4L).

Your favorite postings show ’10 as a transition year, with significant financial reform, continuous stress testing and important lessons learned – but topped with a more positive outlook for 2011.

I know: this probably is a