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Category Archives: Technology (including Green Buildings)

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OCC’s Commercial Real Estate Lending Handbook: Misses the List on Legal Issues

Posted in Articles, Good Times for Lenders, Guaranty Issues, Market Trends, Remedies, Technology (including Green Buildings), Training

Over the last few weeks, I’ve commented on the new version of the OCC’s Commercial Real Estate Lending Handbook (I give it a gentlemen’s C); and I listed a few legal topics that deserve some guidance from the OCC. “Guidance” could even merely be a list of important topics (ending with a warning that the… Continue Reading

A Familiar Shadow: Anticipating CFPB’s Impact On Commercial Lending

Posted in Articles, Good Times for Lenders, Market Trends, Technology (including Green Buildings)

The July 2013 issue of the “Mortgage Banking” magazine focuses on the Consumer Financial Protection Bureau (or “CFPB”).  The coverline  is this: “CFPB – A Powerful New Overseer.” Why my interest in this issue and coverline? In the past, commercial lenders (and their lawyers) blissfully ignored anything involving consumer lending.  We quickly distanced ourselves from… Continue Reading

Refresh Your Mortgage Loan Documents with these Tech Topics

Posted in Good Times for Lenders, Technology (including Green Buildings)

Most commercial real estate loan documents give meaning to the phrase “real estate is old as dirt.”  Why? Because just as dirt doesn’t change, commercial mortgage loan documents largely ignore the impact of technology on the physical attributes, use and operations of the property.   Take another look at your mortgage loan forms with these… Continue Reading

Business Focus on Connections & Information Ignores . . . Lawyers

Posted in Market Trends, Technology (including Green Buildings)

As I look around the business landscape, much of the focus of company growth seems to center on leveraging the internet for greater connections (with their trading partners) and for more information (“big data”). It’s a party. My perspective is that lawyers soon will be invited to participate in the party. But right now –… Continue Reading

Practical Technology: Office Layout & Desktop Designed for Collaboration

Posted in Technology (including Green Buildings)

Smart uses of technology in our work go beyond mastering the most essential software, or using the coolest hardware.  Smart use of technology includes an “old school” focus on one benefit of technology that is grounded in a thoughtful layout of your office and of your desktop: collaboration. Here are some observations on how I foster collaboration… Continue Reading

List of Favorite iPad Apps Keeps Changing (previewing my legal tech talk)

Posted in Technology (including Green Buildings)

Next month, I’ll be speaking on legal technology topics (with a real estate finance focus) at the University of Texas School of Law Mortgage Lending Institute.  The MLI is “the” annual gathering of outside and in-house counsel on mortgage lending in Texas. The presentation will be a real scramble – too much to hit during… Continue Reading

List & Links to “HOTTEST” Topics on L360 Point To: new lending, bad loans & iPad tips

Posted in Articles, Good Times for Lenders, Technology (including Green Buildings), Tough Times for Lenders

My latest resolution is to be better at giving lists of the “hottest” or top topics on L360 – as selected by you. It gives me a rough sense of the direction we’re heading. The summer 2012 list now has several topics on “positive” lending issues, which reflects the general up-tick that I’m seeing in… Continue Reading

Dead Debtor (tortoise) v. Living Lender (hare): Which One Correctly Values On-line Information?

Posted in Good Times for Lenders, Technology (including Green Buildings), Tough Times for Lenders

The dead are beating their lenders in recognizing the value of, and then protecting, their on-line lives – I mean assets. Does the tortoise beat the hare (again)? Even when the tortoise is dead? This perspective rings out in this: The Dead: on-line assets (accounts, sites and materials) are recognized as an important asset by… Continue Reading

Nominal Tech $$s in Your Company Budget? 4 Easy Steps on “How” to Better Use Tech Tools in Your Work

Posted in Technology (including Green Buildings)

If, like most financial services companies, your department or work team only receives nominal support from your technology group, then my piece in the April issue of Law Practice Today  should interest you: it lays out  a fourfold strategy for better utilizing tech tools.  With fewer people doing more (the new workplace mantra), access to tech tools… Continue Reading

“My iPad Works!” Join Me at the Dallas Belo Mansion – we’ll review my top 10 apps and more

Posted in Technology (including Green Buildings)

Please come join us on Weds, April 25 at the 7:45a meeting of the Dallas Area Real Estate Discussion Group, at the Belo Mansion in downtown Dallas. I’ll “show” you  “how” I use an iPad in my work, with a focus on the top 10 apps used by me - and we’ll cover much more.  The focus is practical… Continue Reading

Using My iPad at Work: Apps that Work for Me (and a link to my iPad presentation)

Posted in Technology (including Green Buildings)

Today I’ll share my 10+ favorite apps, and some tips and resources, on “how” I use my iPad as I work in commercial real estate finance.  The sessions will be a short hour “break” for the leadership of the American College of Mortgage Attorneys.  This group is sharp.  So the session will be quick witted,… Continue Reading

Work Flow and Volume Tough to Manage? Here are some tips

Posted in Technology (including Green Buildings)

We’re all looking for realistic and meaningful tips on “how” technology will improve our work lives, and our work product. If this is a challenge for you, or for others in your work group or department, then my article in the Law Practice Today webzine should help you. The American work place is summed up in these phrases: it’s… Continue Reading

Lease Reviews & Surveillance: “Green” Lease Provisions in “Green” Buildings

Posted in Good Times for Lenders, Technology (including Green Buildings)

Back in December of ’10, I gave you a list of lease provisions that are crafted to address topics unique to “green” buildings. Here’s another version or update on the list: insurance provisions annual environmental performance report (access to space, access to the report, etc.) carbon credits (they belong to Landlord!) building operations (in compliance… Continue Reading

Using Your iPad at Work? Looking for Guidance? Try These 3 Books

Posted in Articles, Technology (including Green Buildings)

In several weeks, I’ll be giving a presentation on using an iPad at work.  The audience will be leadership and most active members of the American College of Mortgage Attorneys.  (Yes, I’ll be buying Jake a dinner.) I’ll give a brief overview of “how ” to use the iPad, accessories, initial steps and then jump… Continue Reading

2012 MBA-CREF Convention Starts: Top Topics Span Good Times, Tough Times & Technology

Posted in Good Times for Lenders, Market Trends, Technology (including Green Buildings)

Yesterday (Sunday) was the first day of the 2012 MBA-CREF Convention.  The theme or tag-line is “Where Market Makers Meet.” The formal sessions start today, which cover content planned by the various councils comprising the MBA. Some times the “off the record” content is just as interesting as the planned presentations.  (Or maybe they just… Continue Reading

MERS Update: NY Attorney General Sues Major Banks Claiming Improper Foreclosures Due to Use of MERS

Posted in Technology (including Green Buildings), Tough Times for Lenders

Based upon a series of wins by MERS in various courts, it looked like MERS would survive, and we’d avoid the need for a federal solution in suppport of  the continued use of the MERS electronic registry, which is a fundamental component of  securitized home loans (and some commercial loans). That was yesterday. Today, the New… Continue Reading

“Good” News in CRE Finance in ’12? Not Really (& Real Uptick for CMBS Requires a 3-step)

Posted in Market Trends, Technology (including Green Buildings)

Rick Jones at Crunched Credit has a thoughtful piece where he offers a hopeful picture for commercial real estate debt markets in 2012.  I can’t go there. On several basic points he’s overly optimistic (his view in bold).  My view is this: Unemployment (6-7%): for the next 3-4 years, the new normal is +8% –… Continue Reading

Foreclsoures Mimic Life: New Focus on Fees & Data (How They Met – Natur’lly)

Posted in Remedies, Technology (including Green Buildings)

The importance of data and the public sector’s need for cash is a marriage of convenience, and necessity.  It just will be. (Annie Oakley calls it “natur’lly.”) In the not so distant future, pairing the two will be assumed; and there will be a short diversion in special asset training programs, where the “wise” will… Continue Reading

More Trouble: Will Record Online Sale Numbers Transform Sticks & Bricks Retailing in 2012? I say “yes”

Posted in Market Trends, Technology (including Green Buildings), Training, Workout Issues

2012 should be the year when online sales broadly impacts "how" retailers view and use their "physical" stores.  This will impact both the owners AND the lenders. Record online sales point to the need (RIGHT NOW) to take a different approach in reviewing and approving retail leases – which for lenders with shopping center and… Continue Reading