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Category Archives: Technology (including Green Buildings)

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Dead Debtor (tortoise) v. Living Lender (hare): Which One Correctly Values On-line Information?

Posted in Good Times for Lenders, Technology (including Green Buildings), Tough Times for Lenders

The dead are beating their lenders in recognizing the value of, and then protecting, their on-line lives – I mean assets. Does the tortoise beat the hare (again)? Even when the tortoise is dead? This perspective rings out in this: The Dead: on-line assets (accounts, sites and materials) are recognized as an important asset by… Continue Reading

Nominal Tech $$s in Your Company Budget? 4 Easy Steps on “How” to Better Use Tech Tools in Your Work

Posted in Technology (including Green Buildings)

If, like most financial services companies, your department or work team only receives nominal support from your technology group, then my piece in the April issue of Law Practice Today  should interest you: it lays out  a fourfold strategy for better utilizing tech tools.  With fewer people doing more (the new workplace mantra), access to tech tools… Continue Reading

“My iPad Works!” Join Me at the Dallas Belo Mansion – we’ll review my top 10 apps and more

Posted in Technology (including Green Buildings)

Please come join us on Weds, April 25 at the 7:45a meeting of the Dallas Area Real Estate Discussion Group, at the Belo Mansion in downtown Dallas. I’ll “show” you  “how” I use an iPad in my work, with a focus on the top 10 apps used by me - and we’ll cover much more.  The focus is practical… Continue Reading

Using My iPad at Work: Apps that Work for Me (and a link to my iPad presentation)

Posted in Technology (including Green Buildings)

Today I’ll share my 10+ favorite apps, and some tips and resources, on “how” I use my iPad as I work in commercial real estate finance.  The sessions will be a short hour “break” for the leadership of the American College of Mortgage Attorneys.  This group is sharp.  So the session will be quick witted,… Continue Reading

Work Flow and Volume Tough to Manage? Here are some tips

Posted in Technology (including Green Buildings)

We’re all looking for realistic and meaningful tips on “how” technology will improve our work lives, and our work product. If this is a challenge for you, or for others in your work group or department, then my article in the Law Practice Today webzine should help you. The American work place is summed up in these phrases: it’s… Continue Reading

Lease Reviews & Surveillance: “Green” Lease Provisions in “Green” Buildings

Posted in Good Times for Lenders, Technology (including Green Buildings)

Back in December of ’10, I gave you a list of lease provisions that are crafted to address topics unique to “green” buildings. Here’s another version or update on the list: insurance provisions annual environmental performance report (access to space, access to the report, etc.) carbon credits (they belong to Landlord!) building operations (in compliance… Continue Reading

Using Your iPad at Work? Looking for Guidance? Try These 3 Books

Posted in Articles, Technology (including Green Buildings)

In several weeks, I’ll be giving a presentation on using an iPad at work.  The audience will be leadership and most active members of the American College of Mortgage Attorneys.  (Yes, I’ll be buying Jake a dinner.) I’ll give a brief overview of “how ” to use the iPad, accessories, initial steps and then jump… Continue Reading

2012 MBA-CREF Convention Starts: Top Topics Span Good Times, Tough Times & Technology

Posted in Good Times for Lenders, Market Trends, Technology (including Green Buildings)

Yesterday (Sunday) was the first day of the 2012 MBA-CREF Convention.  The theme or tag-line is “Where Market Makers Meet.” The formal sessions start today, which cover content planned by the various councils comprising the MBA. Some times the “off the record” content is just as interesting as the planned presentations.  (Or maybe they just… Continue Reading

MERS Update: NY Attorney General Sues Major Banks Claiming Improper Foreclosures Due to Use of MERS

Posted in Technology (including Green Buildings), Tough Times for Lenders

Based upon a series of wins by MERS in various courts, it looked like MERS would survive, and we’d avoid the need for a federal solution in suppport of  the continued use of the MERS electronic registry, which is a fundamental component of  securitized home loans (and some commercial loans). That was yesterday. Today, the New… Continue Reading

“Good” News in CRE Finance in ’12? Not Really (& Real Uptick for CMBS Requires a 3-step)

Posted in Market Trends, Technology (including Green Buildings)

Rick Jones at Crunched Credit has a thoughtful piece where he offers a hopeful picture for commercial real estate debt markets in 2012.  I can’t go there. On several basic points he’s overly optimistic (his view in bold).  My view is this: Unemployment (6-7%): for the next 3-4 years, the new normal is +8% –… Continue Reading

Foreclsoures Mimic Life: New Focus on Fees & Data (How They Met – Natur’lly)

Posted in Remedies, Technology (including Green Buildings)

The importance of data and the public sector’s need for cash is a marriage of convenience, and necessity.  It just will be. (Annie Oakley calls it “natur’lly.”) In the not so distant future, pairing the two will be assumed; and there will be a short diversion in special asset training programs, where the “wise” will… Continue Reading

More Trouble: Will Record Online Sale Numbers Transform Sticks & Bricks Retailing in 2012? I say “yes”

Posted in Market Trends, Technology (including Green Buildings), Training, Workout Issues

2012 should be the year when online sales broadly impacts "how" retailers view and use their "physical" stores.  This will impact both the owners AND the lenders. Record online sales point to the need (RIGHT NOW) to take a different approach in reviewing and approving retail leases – which for lenders with shopping center and… Continue Reading

Facebook’s Impact on Commercial Real Estate: Connected Apartment Community + Lender Remedies = Misery??

Posted in Market Trends, Technology (including Green Buildings)

This is a wonderful time of the year.  And maybe I simply need to move on, to stop beating the drum about lenders needing to come to the technology party,  and to drop this thought: Social media tools, like Facebook, will make a foreclosing lender miserable, unless the lender understands the tools and thoughtfully takes… Continue Reading

Collection Plate: Is your smart phone a discovery treasure chest? Spyware by your phone provider?

Posted in Market Trends, Technology (including Green Buildings)

The tech community is in an uproar with talk (really on-line chatter and twitter) about "Carrier IQ." The term is new to me, and until last week, the public was not aware of it either.  It is a tool described on the maker’s home page (company webstie) as –   Many in the tech community call… Continue Reading

MERS Update – Legal (MERS surges), Political (it’s stick), Transparency (kudos to MERS)

Posted in Market Trends, Technology (including Green Buildings)

I’ve been following the MERS saga for several years now (prior postings for background). My bottom line: we need a Federal solution.  This one-state-at-a-time approach is a painful process – and it will negatively impact the iquidity needed in our mortgage finance markets If you’re just now dropping in on this topic, MERS is an… Continue Reading

Thanksgiving Reflections: ACC Meeting brings 21 Good “Ideas” – but 1 is GREAT!

Posted in Good Times for Lenders, Technology (including Green Buildings), Tough Times for Lenders, Training

Thanksgiving week is a good time to take a breath, relax and reflect – which is what I offer up here: It also brings to end the industry meeting circuit for 2011. Fred Krebs has a nice posting on the Association of Corporate Counsel blog. As his takeaway from the ’11 annual meeting of ACC, his… Continue Reading

Your Vote Counts: Straw Poll on CREF Confidence – Significant Improvements in Liquidity & Distressed Debt . . . When?

Posted in Good Times for Lenders, Market Trends, Technology (including Green Buildings), Tough Times for Lenders

When do you predict liquidity will significantly increase for the CREF market? And when will distressed CREF loans become substantially resolved? At the end of 2010, many predicted that in 2011 liquidity would improve in the commercial real estate finance market (CREF), and that defaults and delinquencies would begin to subside. Indeed, several very well… Continue Reading

Want to Improve Rents & Occupancy at Apartments & Student Housing? One word: Technology

Posted in Technology (including Green Buildings), Workout Issues

In the movie The Graduate (1967), Ben learns that one word  (“plastics”) is the pathway for a successful career. Today, for distressed investments or for quality apartments (including apartments pointed to students as tenants), the pathway to higher rents, occupancy and value is this one word – Technology. The technology attributes of a community can… Continue Reading

The iPad Tips the Scales: If Clients Won’t Push Lawyers to Use New Tech Tools, Is the iPad the Change Agent?

Posted in Technology (including Green Buildings), Training

(For more on my “iPad at work” posts, use the phrase “iPad to work” in the search box on the right side of the page.) For the business community, the use and implementation of new technology tools is as old as the pen & quill.  Yet most lawyers are still stuck in a pen & quill mentality.  … Continue Reading