As commercial real estate lenders, life insurance companies have a unique approach on dealing with potential losses or loan loss reserves in their mortgage loans holdings. Unlike bank mortgage lenders, who apply their risk based capital requirements on a loan level basis, life insurance companies use an approach that applies at the portfolio level (called… Continue Reading
Tag Archives: MEAF
Early Pay-off of a Commercial Mortgage Loan? Shhhh – here’s “why” it makes sense
Posted in Tough Times for Lenders, Workout IssuesAcceptance by commercial real estate lenders of a partial payment in full satisfaction of the loan (as a “discounted payoff” – a “DPO”), prior to the maturity of the loan, is a topic that receives little “public” attention. Here are a few reasons why we hear so little about this topic, and the challenges in… Continue Reading
No Credit Crisis Relief From Life Insurance Companies: 2010 Allocations For Commerical Mortgage Loans Actually May Be Smaller Than Announced
Posted in Good Times for Lenders, Market TrendsSome people point to this as a positive point on the credit crisis trend line: Life company commitment to commercial mortgage lending remains strong Generally, life companies generally have NOT decreased their commercial mortgage origination allocations for 2010 (when compared to 2009) Question: is it correct to say that, at least for commercial mortgage credit… Continue Reading