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Lenders 360

Tag Archives: liquidity

Proposed Rules Could Change Penalty Box for Life Company Lenders

Posted in Articles, Good Times for Lenders, MEAF

As commercial real estate lenders, life insurance companies have a unique approach on dealing with potential losses or loan loss reserves in their mortgage loans holdings.  Unlike bank mortgage lenders, who apply their risk based capital requirements on a loan level basis, life insurance companies use an approach that applies at the portfolio level (called… Continue Reading

MERS Update: NY Attorney General Sues Major Banks Claiming Improper Foreclosures Due to Use of MERS

Posted in Technology (including Green Buildings), Tough Times for Lenders

Based upon a series of wins by MERS in various courts, it looked like MERS would survive, and we’d avoid the need for a federal solution in suppport of  the continued use of the MERS electronic registry, which is a fundamental component of  securitized home loans (and some commercial loans). That was yesterday. Today, the New… Continue Reading

Your Vote Counts: Straw Poll on CREF Confidence – Significant Improvements in Liquidity & Distressed Debt . . . When?

Posted in Good Times for Lenders, Market Trends, Technology (including Green Buildings), Tough Times for Lenders

When do you predict liquidity will significantly increase for the CREF market? And when will distressed CREF loans become substantially resolved? At the end of 2010, many predicted that in 2011 liquidity would improve in the commercial real estate finance market (CREF), and that defaults and delinquencies would begin to subside. Indeed, several very well… Continue Reading