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Lenders 360

Tag Archives: investment allocations

Proposed Rules Could Change Penalty Box for Life Company Lenders

Posted in Articles, Good Times for Lenders, MEAF

As commercial real estate lenders, life insurance companies have a unique approach on dealing with potential losses or loan loss reserves in their mortgage loans holdings.  Unlike bank mortgage lenders, who apply their risk based capital requirements on a loan level basis, life insurance companies use an approach that applies at the portfolio level (called… Continue Reading

No Credit Crisis Relief From Life Insurance Companies: 2010 Allocations For Commerical Mortgage Loans Actually May Be Smaller Than Announced

Posted in Good Times for Lenders, Market Trends

Some people point to this as a positive point on the credit crisis trend line: Life company commitment to commercial mortgage lending remains strong Generally, life companies generally have NOT decreased their commercial mortgage origination allocations for 2010 (when compared to 2009) Question: is it correct to say that, at least for commercial mortgage credit… Continue Reading