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Lenders 360

Tag Archives: Real

Proposed Legislation To Aid Community Banks In CRE Lending, Delinquent Loans & REO Properties

Posted in Good Times for Lenders, Market Trends

Overlooked by the recent focus on health care reform, and now by the financial reform bills (see my recent blog posts, is draft legislation prepared by Representative Minnick(D-Idaho). Known as "The Community Bank and Commercial Real Estate Stabilization Act of 2010," his draft legislation has circulated on the Hill but has NOT been introduced into… Continue Reading

Information & Tips On Selling Commercial REO Using CRE Auctions & Online Due Diligence Tools (a series)

Posted in Market Trends, Technology (including Green Buildings), Tough Times for Lenders

For most commercial real estate lenders and loan servicers, it is important to quickly stabilize and then promptly sell property after acquiring  title to collateral.  The typical REO (definition) business plan includes the need to move the REO off the balance sheet by selling REO in an orderly manner—after coordinating loss recognition with an increase in capital… Continue Reading

Bank Regulators Adopt Guidance on Prudent Commercial Real Estate Loan Workouts

Posted in Good Times for Lenders, Market Trends, Workout Issues

On October 30, 2009, the Federal Financial Institutions Examination Council (FFIEC) issued a policy statement that was adopted by the OCC, the Fed, the FDIC and the Office of Thrift Supervision as Guidance on Prudent Commercial Real Estate Loan Workouts (FFIEC’s Guidance under the OCC Bulletin 2009-32).  The policy replaced the Interagency Policy Statement on… Continue Reading