Tag Archives: Commercial

Proposed Legislation To Aid Community Banks In CRE Lending, Delinquent Loans & REO Properties

By Keith Mullen on June 2nd, 2010 Posted in Good Times for Lenders, Market Trends

Overlooked by the recent focus on health care reform, and now by the financial reform bills (see my recent blog posts, is draft legislation prepared by Representative Minnick(D-Idaho). Known as "The Community Bank and Commercial Real Estate Stabilization Act of 2010," his draft legislation has circulated on the Hill but has NOT been introduced into… Continue Reading

Information & Tips On Selling Commercial REO Using CRE Auctions & Online Due Diligence Tools (a series)

By Keith Mullen on March 15th, 2010 Posted in Market Trends, Technology (including Green Buildings), Tough Times for Lenders

For most commercial real estate lenders and loan servicers, it is important to quickly stabilize and then promptly sell property after acquiring title to collateral. The typical REO (definition) business plan includes the need to move the REO off the balance sheet by selling REO in an orderly manner—after coordinating loss recognition with an increase in capital… Continue Reading

Shared Message From The CMSA, MBA-CREF & ULI Meetings: Rough Times Ahead for Commercial Real Estate

By Keith Mullen on February 22nd, 2010 Posted in Good Times for Lenders, Market Trends

Significant industry organizations and participants all agree that commercial real estate is heading into a very, very rough time period – and it will be lengthy. In the past month I have blogged from the Commercial Mortgage Securities Association (CMSA) January Conference [link includes links to prior entries] and the Mortgage Bankers Association’s Commercial Real… Continue Reading

Bank Regulators Adopt Guidance on Prudent Commercial Real Estate Loan Workouts

By lstrawn on December 2nd, 2009 Posted in Good Times for Lenders, Market Trends, Workout Issues

On October 30, 2009, the Federal Financial Institutions Examination Council (FFIEC) issued a policy statement that was adopted by the OCC, the Fed, the FDIC and the Office of Thrift Supervision as Guidance on Prudent Commercial Real Estate Loan Workouts (FFIEC’s Guidance under the OCC Bulletin 2009-32). The policy replaced the Interagency Policy Statement on… Continue Reading

Rating Agency Surveillance of Existing RMBS and CMBS Mortgage Securities: Legitimate “Surveillance,” or Changing the Rules of the Game?

By lstrawn on June 30th, 2009 Posted in Tough Times for Lenders, Workout Issues

National rating agencies, and Standard & Poor’s (S&P) in particular, are developing new analytics to be applied to CMBS and RMBS pools originated in the years 2005, 2006 and 2007. As a preliminary matter, it looks like the new criteria will, when applied to the Triple-A tranches, result in downgrades of a substantial percentage of Triple-A… Continue Reading